Skip to content
Payments

ERC-20

A token standard moving on the Ethereum chain. The fee is paid in ETH and fluctuates with network load.

10/10/2026

ERC-20 is the Ethereum network's token standard. Every token moving on that chain — USDT, USDC, LINK and thousands of others — follows the same rulebook, which is why every wallet and every exchange can handle them the same way.

What that means at a casino

In a casino cashier ERC-20 is usually one network option among several. The address starts with 0x and the transaction confirms in minutes. The fee is always paid in ETH, not in the token being sent — meaning that to send USDT you also have to hold a little ethereum in the wallet. Without it the transfer does not happen, even if the USDT balance is there.

The fee fluctuates, and considerably

The price of an ERC-20 transfer depends on the gas fee, which is set at auction. The same transfer can cost under a euro in the morning and ten at peak time. With small and frequent deposits that eats a significant share of the money — by comparison, the same transfer on TRC-20 usually costs under a euro every time.

The costliest mistake

A BEP-20 address also starts with 0x. Those are different chains, and getting back money sent to the wrong network depends entirely on the casino's goodwill — most do not return it. Always choose the network in the cashier first and only then copy the address. The difference is explained in the post TRC-20 vs ERC-20.

When to choose ERC-20

When your money is already in an Ethereum wallet and gas happens to be low. If you are starting from scratch, TRC-20 is cheaper for a stablecoin. The houses that accept ETH are collected in the Ethereum casino list.

How the fee arises: gas times price

The fee is the amount of gas used times the gas price. A simple ETH transfer uses 21,000 units of gas, a token transfer more. Assume 65,000 units of gas and a price of 20 gwei: 65,000 x 20 = 1,300,000 gwei, or 0.0013 ETH. If ETH costs 2,500 EUR, the fee is 3.25 EUR. The same transfer at 5 gwei costs 0.000325 ETH, or 0.81 EUR. These are examples, not current prices. How the price is formed is explained on the ethereum.org gas page.

Another network, the same address: L2

Arbitrum, Base and other L2 networks use the same 0x address and the same ERC-20 tokens, but are separate networks. In a casino cashier USDT may be listed under several names, and the wrong network carries the same risk as with BEP-20. Fees on L2 are usually lower, see the ethereum.org L2 page. The chosen network must suit both the casino and the wallet.

The approve trap

The ERC-20 standard includes the function approve, with which you give a contract permission to spend your tokens, see the ethereum.org ERC-20 standard. An ordinary deposit to a casino address needs no permission. When you connect a wallet to a web-based casino, permission is often requested for an unlimited amount and it stays in force. Check what you are approving and revoke old permissions you no longer need. For contracts see smart contract.

Other

You can see a transaction's status in a block explorer. A general description of the Ethereum network is on the page Ethereum network; cheaper network choices are TRC-20 and BEP-20. An overview of crypto-accepting casinos is also on freespin.ee.

Guide

ERC-20 from an Estonian player's point of view

An Estonian player usually reaches the ERC-20 network indirectly: euros go to an exchange by SEPA transfer, a coin is bought there and sent to the casino. Every step takes time and costs something, and with ERC-20 that cost is the hardest to predict, because the gas fee forms in an auction.

The practical recommendation is simple: if your money is already in an Ethereum wallet, use ERC-20 and review the fee before sending. If you are starting from scratch and only want to play, a TRC-20 stablecoin is cheaper and more predictable. With bitcoin a third option is Lightning, when the house supports it.

No crypto casino supporting the ERC-20 network holds an Estonian licence, so there is no complaints procedure and no HAMPI self-exclusion here. Alternatives with an Estonian licence are gathered in the pangakasiinod.ee and freespin.ee comparisons. The boundaries have to be set yourself — see the limits guide. Free counselling: 15410.

Before an ERC-20 transfer to a casino: check that the cashier says exactly "ERC-20" or "Ethereum", not some layer-2 network — the address looks the same on all of them, but the money only arrives on the right network. Do not copy the address from your transaction history, because ERC-20 stablecoins are a frequent target of address poisoning, and do not sign any token approval as part of a deposit. If the transfer stays pending, stuck crypto deposit helps.

Wrote and testedMarten KaskEditor-in-chief
Fact-checkedRasmus KuuskEditor for crypto payments and security
Verified October 2026 · Independent, not funded by any operator