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Travel rule

The requirement that information about the sender and recipient must accompany a crypto transfer — the reason an exchange asks who you are sending money to.

Also known as: reisireegel · krüpto travel rule

The travel rule is an anti-money-laundering requirement originating in the FATF recommendations and legally binding in the European Union. Its substance: information about the sender and the recipient must travel with a crypto transfer, just as a payer's name and account travel with a bank transfer.

What it looks like in practice

When you send crypto out of a regulated exchange, the platform may ask:

- who you are sending to — whether the address is your own or a third party's; - which service — whether the destination is another exchange, a personal wallet or another provider; - the source of funds, if the amount or the pattern triggers it.

For a personal wallet you may be asked to prove ownership — for example by signing a message with the address. That is not the exchange being curious; it is a legal requirement.

Why it concerns a casino player

Two places. First, receiving a withdrawal: an incoming payment from a crypto casino is a pattern that triggers a check, and some exchanges freeze the sum for its duration. Second, **making a deposit**: some exchanges restrict sending directly to gambling sites.

The practical conclusion is simple — if your exchange is strict about this, route through an intermediate wallet, and never use somebody else's address. A payout to a third party breaks the exchange's and the casino's rules at the same time.

Guide

The travel rule is why crypto "anonymity" disappears in practice at the ends of the loop. In the
middle — between casino and wallet — movement can be pseudonymous, but the moment one end touches a
regulated platform there is a name, a document and reporting. And both ends of the loop are almost
always regulated, because euros have to come from somewhere and go somewhere.

For a player this means three practical things. Receiving a withdrawal can trigger an enquiry, so for
a larger sum it is worth having the evidence ready in advance — exchange purchase confirmations and
casino transaction history. Using a third party's address is the worst possible choice and breaks two
sets of rules at once. And "I won it at a crypto casino" is a perfectly honest answer, one worth
having evidence for.

Anyone who would rather such questions never arose chooses an Estonian-licensed operator, where money
moves by bank link and the origin is self-evident anyway.